COVID-19 Relief & Information for the U.S. Fitness Industry
A comprehensive list of all U.S. specific COVID-19 relief and closure information to help health clubs navigate the coronavirus outbreak. This page will be updated regularly.
On Friday, March 27, President Trump signed the $2 trillion CARES Act, (the “Coronavirus Aid, Relief, and Economic Security” Act) into law. Here’s what we do—and don’t—know about the help the largest stimulus package in American history will provide to the fitness industry.
Many states are currently developing relief programs to supplement federal efforts. We will provide information on state-level efforts as we become aware of them. If your state is providing relief that is not currently on our list, please email us so we can add it to the list and help other clubs in the industry.
As of May 26, the following programs are still accepting applications for financial assistance:
Arkansas - Applications Closed
The Quick Action Loan Fund is a program to support small businesses with job retention, offering loan or loan guaranty of up to $250,000. For questions about how the Arkansas Economic Development Commission (AEDC) can assist your business during this time, email: COVID19.firstname.lastname@example.org.
California is offering two finance programs through the CA Infrastructure and Economic Development Bank (IBank) for businesses with 1-750 employees: the Disaster Relief Loan Guarantee Program provides loan guarantees of up to $1 million for small business borrowers in declared disaster areas. The Jump Start Loan Program offers loans from $500 to $10,000 to low-wealth entrepreneurs in declared disaster and emergency areas.
Connecticut - Applications Closed
Businesses with 100 or fewer employees can apply for the Recovery Bridge Loan Program. These are no-interest loans of up to $75,000 or three months of operating expenses—whichever is lesser.
For specific questions related to small business, email the Joint Information Center at COVID19.JIC@ct.gov, or call the DECD small business hotline at 860-500-2333.
Businesses with less than $1.5 million in annual revenues that have been operating for at least 12 months could access up to $10,000 per business per month through the Hospitality Emergency Loan Program (HELP). NAICS code 7139 is eligible.
Florida - Applications Closed
Small business owners with between two and 100 employees located in Florida can apply for short-term loans up to $50,000 through the Emergency Bridge Loan Program.
Illinois - Applications Temporarily Closed
Illinois Small Business Emergency Loan Fund makes businesses located outside the City of Chicago, with fewer than 50 workers, and less than $3 million in revenue in 2019, eligible to apply for low-interest loans of up to $50,000.
Successful applicants will owe nothing for six months and will then begin making fixed payments at a below-market interest rate for the remainder of a five-year loan term.
Louisiana Loan Portfolio Guarantee Program will offer loans of up to $100,000 to Louisiana small businesses of fewer than 100 employees that are impacted by the COVID-19 crisis.
The loans will require no payments for 180 days and carry below-market interest rates of no more than 3.5 percent.
FAME COVID-19 Relief Business Direct Loan Program provides Direct Loans of up to $50,000 on a 12-month term, which can be extended if necessary, to Maine-based businesses experiencing interruption or hardship due to COVID-19.
Maryland - Applications Closed
Maryland administers two relief programs:
They each have different eligibility requirements, so you should inquire within.
Massachusetts - Applications Closed
Businesses with under 50 full and part-time employees can apply for the Recovery Loan Program which provides emergency capital up to $75,000.
Michigan - Applications Closed
Michigan provides a Small Business Relief Program, but businesses must inquire at a local level.
The Small Business Loan Guarantee Program will help Minnesota lenders provide capital to Minnesota businesses with fewer than 250 employees. The number of employees includes the parent company and all locations.
The program will provide an 80% guarantee up to a maximum of $200,000. Each loan enrolled in the program is charged a fee of .25% on the guarantee loan principal.
New Jersey - Applications Closed
Economic Development Authority (NJEDA) will offer a grant program for small businesses—with one to 10 full-time employees only—as well as a zero-interest loan program for mid-size companies, support for private-sector lenders, and funding for Community Development Finance Institutions (CDFIs).
The COVID-19 Business Loan Guarantee Program will guarantee a portion of a loan or a line of credit up to 80% of the principal or $50,000. Loan proceeds are flexible and can be used for—but not limited to—the following: working capital, inventory, and payroll.
The Rapid Recovery loan program provides up to $50,000—loan sizes capped at approximately two months of current revenue—with six months of no interest and no payments, followed by 48 months of principal and interest payments at 5.5% interest.
The Oregon Small Business Navigator highlights a few Oregon-based relief programs. These programs have very specific/ niche requirements, so we recommend you explore the page for the funds for which you may be eligible.
Pennsylvania - Applications Closed
The PA COVID-19 Working Capital Access Program (CWCA) is offering loans to for-profit businesses with 100 or fewer full-time employees.
A partnership with the Local Initiative Support Corporation and the Rhode Island Hospitality Association, the Bridge Loan Program provides additional funding to restaurants and small businesses of up to 10 employees.
Your business must have first applied for the federal SBA emergency disaster loan to qualify. Companies can apply starting Friday, April 3, through the LISC website. You can also call 521-HELP.
South Dakota - Applications Closed
The Governor’s Office of Economic Development (GOED) Small Business Relief Fund will provide no-interest loans to small businesses with a physical presence in South Dakota with less than 250 employees. These will be dispersed on a First-Come, First-Served basis, so apply ASAP.
Utah - Applications Closed
The Utah Leads Together Small Business Bridge Loan program is available to Utah-based small businesses with 50 or fewer employees impacted by the COVID-19 pandemic.
Loan amounts range from $5,000 to $20,000 with 0% interest for up to a 60-month period. Loan amounts shall not exceed three months of demonstrated operating expenses. Loan payments are deferred for 12 months. The program uses a minimum of 25% of the funding for rural Utah businesses.
Fairfax County has established the $25 million Fairfax Relief Initiative to Support Employers (Fairfax RISE) grant program to assist small businesses impacted by the pandemic. Click here to fill out a county form to be notified when the grant application is available in June.
Washington - Applications Closed
The Working Washington Small Business Emergency Grants provide a one-time grant of up to $10,000 to businesses with up to 10 full-time employees (FTEs).
As of May 20, Wyoming is developing a series of grant programs. Eligibility thresholds have not been established at publishing. For more information, please review this page.
In most states, governors have requested to be eligible for assistance under the U.S. Small Business Administration’s Economic Injury Disaster Loan (EIDL) program.
The below links are potential state-specific resources in addition to the SBA program.
- Alabama - AL Business Resource page
- Alaska - AK Business Resource page
- Arizona - AZ Business Resource page
- Arkansas - AR Business Resource page
- California - CA Business Resource page / CA Financial Information page
- Colorado - CO Business Resource page / CO Region-specific resources
- Connecticut - CT Business Resource page / CT Recovery Bridge Loan Program
- Delaware - DE Business Resource page / DE Hospitality Emergency Loan Program
- District of Columbia - D.C. Business Resource page
- Florida - FL Business Resource page / FL Emergency Bridge Loan Program
- Georgia - GA Business Resource page
- Hawaii - HI Business Resource page
- Idaho - ID Business Resource page
- Illinois - IL Business Resource page
- Indiana - IN Business Resource page
- Iowa - IA Business Resource page
- Kansas - KS Business Resource page
- Kentucky - KY Business Resource page
- Louisiana - LA Business Resource page
- Maine - ME Business Resource page
- Maryland - MD Business Resource page / MD Relief Programs
- Massachusetts - MA Business Resource page / MA Recovery Loan Program
- Michigan - MI Business Resource page
- Minnesota - MN Business Resource page
- Mississippi - MS Business Resource page
- Missouri - MO Business Resource page
- Montana - MT Business Resource page
- Nebraska - NE Business Resource page
- Nevada - NV Business Resource page
- New Hampshire - NH Business Resource page / NH FAQ on Business Interruption Insurance
- New Jersey - NJ Business Resource page
- New Mexico - NM Business Resource page
- New York - NY Business Resource page / SBA Info page
- North Carolina - NC Business Resource page
- North Dakota - ND Business Resource page
- Ohio - OH Business Resource page
- Oklahoma - OK Business Resource page
- Oregon - OR Business Resource page
- Pennsylvania - PA Business Resource page / PA Capital Access Program
- Rhode Island - RI Business Resource page
- South Carolina - SC Business Resource page
- South Dakota - SD Business Resource page
- Tennessee - TN Business Resource page
- Texas - TX Business Resource page
- Utah - UT Business Resource page
- Vermont - VT Business Resource page
- Virginia - VI Business Resource page
- Washington - WA Business Resource page
- West Virginia - WV Business Resource page
- Wisconsin - WI Business Resource page
- Wyoming - WY Business Resource page
Updated June 4 at 3 p.m. EDT
All businesses that can open have state and local restrictions that must be followed and met as part of the opening.
Check your state’s general business guidance, health club-specific guidance (linked below where available), and any county and city regulations.
For ongoing information regarding states reopening health clubs, be sure to check your inbox for the latest Coronavirus Alert. If you don’t currently receive our Coronavirus Alerts, please email email@example.com.
States where health clubs can open (34):
- Alabama - Guidance
- Alaska - Guidance; and additional doc (page 24)
- Arizona - Guidance; and pool guidance
- Arkansas - Guidance
- Delaware - Guidance; and pool guidance
- Florida - Guidance 1 / Guidance 2 (page 29) / Guidance 3 - effective May 18
- Georgia - Guidance (must download "Document 04.23.20.02" - page 14)
- Idaho - Guidance; and pool guidance
- Indiana - Guidance; and additional guidance
- Iowa - Guidance (page 2); and general guidance
- Kansas - (Phase 1.5 Announcement)
- Kentucky - Guidance
- Louisiana - Guidance (Announcement)
- Mississippi - Guidance
- Missouri - Check County for opening. Some fitness centers may open with restrictions. However, while Gov. Mike Parson began the first phase of Missouri’s reopening on Monday, May 4, some counties (including Kansas City, St. Louis City and County, and Jackson county) have not reopened yet.
- Montana - Guidance
- Nebraska - Guidance (Phase 2 Reopening applies to all counties except for Dakota, Hall, Hamilton, and Merrick.)
- Nevada - Guidance 1 (Further guidance expected to be posted here.)
- New Hampshire - Guidance
- New Mexico - Guidance
- North Dakota - Guidance (All businesses must fill out the workplace assessment.)
- Ohio - Guidance; and pool guidance
- Oklahoma - Guidance
- Oregon - Some counties starting May 18; Guidance
- Rhode Island - Phase 2 Guidance; visual guidance and general business guidance
- South Carolina - Guidance
- South Dakota - Guidance
- Tennessee - Guidance
- Texas - Facilities Guidance; and patrons guidance
- Utah - Check your county’s phase: Yellow Phase guidance; Orange Phase guidance
- Vermont - Guidance
- West Virginia - Guidance
- Wisconsin - Wisconsin Supreme court struck down the state’s “safer at home” order on May 13. Fitness centers in Dane County can open on May 26. (Guidance)
- Wyoming - Guidance
States where health clubs are semi-open:
- Colorado - Since May 1, personal training services for fewer than four people allowed with restrictions. By June 1, health clubs are open in over 12 counties, including Larimer and Douglas counties. Clubs should read their county’s variance by the state health department. (DRAFT state guidance, Larimer County guidance)
- Hawaii - Check your county for the latest. (Hawaii county, Maui county, and Kauai county allow health clubs to open.)
- Illinois - As part of Phase 3, on May 29, health clubs, gyms, and fitness studios can provide one-on-one personal training in indoor facilities and outdoor fitness classes of up to 10 people. (Guidance)
- Maine - Fitness centers, initially categorized in Stage 2, are permitted to hold outdoor classes of 10 or less starting May 11. One-on-one personal training inside is also allowed. (Please check this link for the state’s forthcoming Fitness Opening Checklist.)
- Massachusetts - CLOSED; Guidance for outdoor recreation
- Pennsylvania - CLOSED; Check your county for more information - counties in the Green Phase may open with restrictions (Allegheny, Armstrong, Bedford, Blair, Butler, Cambria, Clinton, Fayette, Fulton, Greene, Indiana, Lycoming, Mercer, Somerset, Washington, Westmoreland).
- Virginia - CLOSED; May hold outdoor fitness classes in Phase 1.
- Washington - CLOSED; Governor announced May 29 that personal training and small-group fitness classes of five people or less can resume in Phase 2, starting June 1. (Phase 2 guidance)
States where health clubs are closed:
- California - CLOSED
- Connecticut - CLOSED; may open June 20.
- District of Columbia (D.C.) - CLOSED
- Maryland - CLOSED
- Michigan - CLOSED
- Minnesota - CLOSED; All businesses must fill out “Preparedness plan."
- New Jersey - CLOSED
- New York - CLOSED
- North Carolina - CLOSED
Are You Receiving IHRSA’s Coronavirus Alerts?
IHRSA's Government Relations team regularly alerts on all that we are doing nationwide to save and get relief for health clubs across the country.
Email GR@ihrsa.org to subscribe for free.
- Coronavirus Alert: About Our Call with the White House - 5/18
- Coronavirus Alert: Clubs Petition their States for Reopening - 5/12
- Coronavirus Alert: The Path Forward - 5/4
- Coronavirus Alert: First Step in Addressing Business Interruption Insurance - 4/29
- Coronavirus Alert: Just in Case You Missed the Good News - 4/27
- Coronavirus Alert: Attention Pivots to Reopening - 4/22
- Coronavirus Alert: IHRSA's Response Timeline - 4/16
- Coronavirus Alert: IHRSA Adding Strength in D.C. - 4/10
- Coronavirus Alert: Lobbying Efforts Still Underway - 4/8
- Coronavirus Alert: Action Needed to Include All Health Clubs and Fitness Businesses in Relief Package - 4/5
- Coronavirus Alert: Fight Continues to Ensure Relief for all Clubs and Fitness Businesses - 4/3
- Coronavirus Alert: COVID-19 Economic Relief Negotiations Appear to Breakdown - 3/22
- Coronavirus Alert: Congress Still Negotiating Current Round of COVID-19 Economic Relief - 3/21
- Coronavirus Alert: How You and Your Members Can Help the Industry Recovery - 3/19
- Coronavirus Alert: What You and Your Members Can Do for Industry Recovery - 3/18
- Coronavirus Alert: Take Action to Support the Industry! - 3/17
If you have any questions or would like to subscribe to the coronavirus alert, please contact Olivia MacLennan, IHRSA's government relations coordinator.