Property / Casualty Insurance Program for IHRSA Members

IHRSA has partnered with the Philadelphia Insurance Companies (PHLY), an acknowledged leader in insuring health clubs, to offer a program that provides comprehensive coverage at rates that could actually save you the cost of your annual IHRSA membership!

5 Reasons Why... You Should Consider the IHRSA Insurance Program with PHLY

1. General Liability, Professional, D&O and Cyber all with the same carrier minimizing claim conflicts.

2. Special discounts for IHRSA members:

  • Up to $750 discount off the regular premium for Cyber Liability.
  • 5% Discount for Scoring Well on Risk Management Tool (PASS).
  • Discounts apply if all your personal trainers are certified by a NCCA accredited governing body.
  • Size of Premium and Loss History discounts are also available.
Contact Philadelphia Insurance Companies
To have PHLY contact you or your broker, please complete a short survey that should take only a few minutes. You can also contact PHLY at 800-873-4552. Be sure to mention that you are a member of IHRSA.

Learn More

IHRSA Makes Insurance Exciting!
Fact Sheet (PDF)
Application (PDF)
Value of Cyber Liability Insurance
Cyber Liability Application (PDF)
Sample Broker Letter (DOC)
Increasing Need for Employment Practices Liability Insurance
CBI Spends 10 Minutes on the Line with Bob O'Leary

3. Specialized Coverages for Health Clubs

  • Special Events
  • Day Nurseries Exposures
  • Abuse & Molestation
  • Tanning
  • Liquor
  • Employed Professionals
  • Lifeguards, dieticians, group exercise, fitness and racquet sports instructors as well as sub-contracted physical therapists

4. No need to change agents. You can use your current broker.

5. Interest free installments available for accounts over $2,000 in premium.

For all your health and fitness insurance needs, visit or call 800-873-4552.

Increase Membership with Risk Management

The idea of discussing risk management might make your eyes glaze over, but any club owner will tell you it's important. James Decker of Philadelphia Insurance Company discusses at how effective risk management can actually lead to increased membership.


We're always looking for ways to control costs and increase value in the products and services we need. That's why I was pleased to hear about IHRSA's new insurance program, offered through Philadelphia.

Our savings more than cover our IHRSA annual dues and convention registration! I would encourage every IHRSA member to look into this terrific insurance program.

Herb Lipsman
COO, Houston Oaks Country Club and Family Sports Retreat


IHRSA is not a licensed agent or producer. All PHLY Insurance products and services are sold through licensed producers or independent agents of Philadelphia Insurance Companies.